It usually includes coverage for hospital stays, doctor visits, surgeries, medicines, and even preventive healthcare, depending on the plan you choose.

You pay a regular premium, and when you need medical treatment, the insurance provider covers the expenses based on your policy conditions.

This depends on your plan. Some policies require you to choose from a network of doctors, while others give you the flexibility to visit any doctor, sometimes at a higher cost.

A deductible is the amount you need to pay yourself before your insurance starts covering the remaining costs.

Yes, certain treatments may have a waiting period, so it’s important to understand your policy details before making a claim.

In most cases, pre-existing conditions are covered after a specific waiting period, as defined in the policy.

You can make a claim by submitting required documents like medical bills, prescriptions, and claim forms, after which the insurer will process your request.

Yes, you can avail tax benefits on the premiums you pay, as per the applicable tax rules. It’s best to check with a tax advisor for accurate information.